Dealership Practice
“Wow! Now this is what everyone in our industry should expect from their insurance and risk management partner!”
At Hays Companies, the world of car, truck, motorcycle, implement and RV dealerships is not “just another industry”. We know the power of specialization and we understand the unique risk management challenges facing dealerships during these tough economic times. Our objective with all dealership clients is to deliver the maximum protection and value from limited premium dollars. With this in mind, our centralized team of dealership insurance professionals stands ready to help you and to become your trusted insurance advisor.
“It’s as simple as this….our business is their specialty and they speak our language…and our business is better for it! I can’t tell you how much that means to us in these lean times. The Hays Dealership Team is a true business partner to us”
Whether you are a single location, multiple location or national new car, truck, motorcycle, RV or implement dealership, our team knows your business and can offer creative options to help improve your program……and very likely, save you money. We also serve the used car and truck markets with very competitive products and programs, regardless of your location size.
Our comprehensive range of insurance and risk management services include:
- Property and Casualty
- Risk Consulting Services: Analytics, Risk Control and Claims Advocacy
- Insurance Program Design and Brokerage Services
- Contract Review and Analysis
- Corporate Risk Management and Risk Control Guidelines
- Periodic Market Updates
- Employee Benefits – HR Consulting, Group Benefit Consulting, Executive Benefits and Benefits Administration
- Personal Insurance
Specialty coverages are available for:
- New Franchised Auto, Truck, RV, and Motorcycle Dealerships
- Independents
- Equipment and Implement Dealerships
- Marine and Power Sports
- Heavy Equipment
Specialty coverages available through our team include:
- Garage Liability
- Garage Keepers
- Commercial General Liability
- Products Liability – Broad Form
- Blanket Contractual Liability
- Dealers Open Lot – Including Weather Aggregate
- Property
- Business Income
- Business Personal Property
- Employee Tools
- Accounts Receivable
- Employee Dishonesty
- Customer Rentals and Leases
- False Pretense (Trick and Device)
- Truth in Lending (E&O)
- Federal Odometer Statute (E&O)
- Title (E&O)
- Insurance Agents (E&O)
- Lemon Law Customer Complaint
- Employment Practice Liability
- Employee Benefit Program Liability
- Umbrella
While most insurance brokers and consultants generalize when it comes to the industries they serve, Hays realizes the special needs of the dealership industry and is proud to offer dedication to the dealership industry.
Additionally, our dedicated team is based in Ft. Lauderdale, Florida and is well known as one of the top dealership insurance teams in the country. The depth of our expertise and our dedication to the industry allows us to offer the most innovative program designs and the best insurance protection at the most reasonable overall costs.
