Investment & Retirement Planning
The Hays Financial Group designs and manages a full array of qualified and non-qualified retirement plans.
Plan Sponsor Investment Advisory Services:
Hays assumes co-fiduciary status and provides a written service agreement acknowledging this status.
Our five-step investment management process includes:
- Analyzing your current position
- Diversifying and allocating your portfolio-minimizing plan volatility by providing customized asset allocation portfolios, selecting asset classes, choosing investment managers, creating asset allocation and rebalancing strategies
- Formalizing an investment policy - developing an investment policy statement, determining investment options, and reviewing money manager performance
- Implementing the investment policy - analyzing investment selection, measuring investment performance against your investment policy statement
- Monitoring and supervising - compiling due diligence reports, conducting ongoing investment committee meetings, discussing results, reviewing fund and portfolio performance, developing future plan strategies, identifying watch lists, and adapting plans to changing demographics
Participant Investment Advisory Services:
- Enrollment seminars focused on professionally managed accounts and the concept of rebalancing portfolios
- Professionally managed accounts that ensure participants receive investment options aligned with their preferred level of risk
- Quarterly newsletters that include summaries of portfolios and funds
- Ongoing education on a variety of topics, from retirement investing to college tuition savings accounts
Marketing and Plan Design Services:
- Conducting a needs assessment to understand your organization
- Developing an incentive-based plan design for present and future needs
- Identifying desired vendors
- Preparing and evaluating requests for proposals
Hays Alliance Services:
- One-call account management through your dedicated account team
- Partnering with you to assess your plan's requirements, assist with vendors, and conduct plan maintenance
- Creating conversion plans to help your company move from a prior vendor to a new provider
- Developing and executing a business plan so you can make the most effective decisions for your company
- Providing access to allied services offered by legal, accounting, and actuarial firms
