In addition to social distancing and using proper hand hygiene, many health experts, including the CDC, consider the use of face masks to be a key measure in helping to prevent the spread of COVID-19. Face masks help stop the spread of large droplets from the person wearing the mask to others. They provide some minimal protection for the person wearing the mask from splashes of bodily fluids.
Telehealth is the use of digital information and communication technologies, such as telephones, computers and mobile devices, to remotely access healthcare services at any time. Telehealth can be an effective care delivery method to provide access to care and to help reduce the risk of being exposed to germs at a health care facility.
Because access to non-emergency or elective medical services has been substantially curtailed due to COVID-19 stay at home orders, reducing insurance carriers’ claim expenses, some insurers have announced they would provide premium credits to employers sponsoring group dental and/or vision plans during the national emergency.
In the 9th installation of the our COVID-19 (“Coronavirus”) live stream series, experts from our parent company, Brown & Brown, along with guest speaker Dr. Robert Eyler, provide insights into “Economic Considerations Concerning COVID-19 plus Medical Response & Return to the Workplace.”
In addition to IRS Notice 2020-29 affecting cafeteria plan elections, the IRS also released Notice 2020-33 which allows for an increase to the health FSA carryover limit from $500 to $550. This notice also provided some relief for individual coverage health reimbursement arrangements (ICHRA).
In response to the continued administrative and practical burdens faced by health and welfare plans and their plan participants due to the COVID-19 epidemic, the IRS released Notice 2020-29 to relax some of the rules under §125 to increase flexibility for pre-tax elections under an employer’s cafeteria plan. Generally, election changes under Notice 2020-29 can be made regardless of whether or not the reason for the change meets the consistency requirements outlined in §125.