The market is saturated with alternative solutions to standard medical stop-loss insurance. Products such as medical captives, cooperatives, group purchasing pools and aggregating specifics all report to be a better solution for employers struggling with how to best insure against the most crippling medical/Rx claims associated with their health plans. However, the complexity of the products, coupled with too little comparative information, leaves most employers blind to the actual financial ramifications of the choices they’re presented with. This session will remove the confusion and provide plan fiduciaries with the knowledge to navigate the world of medical reinsurance.
What We’ll Cover:
- Stop-loss contracts – The stuff insurers do not want you to know
- Understand reinsurer motivations – Why premiums and risks are not always connected
- How to use your data to your advantage in a way the reinsurers cannot
- Why your broker’s help usually hurts
This program is approved for 2 SHRM, HRCI, and CPE credits.
Networking & Appetizers to Follow