In this second installation in our special Virtual Whiteboard Event series, Dave Ross continues to expand upon the financial implications of COVID-19 and the impact on employer-sponsored health plans.

Topics Covered:

  • Member Costs vs. Plan Costs – While the marketplace is focusing on eliminating member-cost, the better question is, what’s going to happen to plan cost?
  • Do the elevated costs to a fully-insured plan in 2020 just disappear? Does it have an impact on the self-insured marketplace?
  • Opportunity presents itself – Why self-insured might be a far better alternative to fully-insured for many employers going forward.
  • How does COVID impact stop loss pricing and are there opportunities for self-insured health plans to capitalize on it?

Watch the Recording:


Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal advice. As an insurance broker, we have no authority to make coverage decisions as that ability rests solely with the issuing carrier. Therefore, all claims should be submitted to the carrier for evaluation. The positions expressed herein are opinions only and are not to be construed as any form of guarantee or warranty. Finally, given the extremely dynamic and rapidly evolving COVID-19 situation, comments above do not take into account any applicable pending or future legislation introduced with the intent to override, alter or amend current policy language.


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