To combat the effects of COVID-19, several states operating their own marketplaces have opened special enrollment periods allowing for individuals who have lost or will lose coverage due to COVID-19 to obtain health insurance. In order to qualify, individuals will need to meet the specific eligibility requirements of their state.

For states not listed below and whose marketplaces are run through the federal government via HealthCare.gov, the current administration has indicated that they would not be reopening enrollment due to COVID-19 at this time.

UPDATED April 9, 2020:

Several states operating their own marketplaces have extended their special enrollment periods allowing for individuals who have lost or will lose coverage due to COVID-19 to obtain health insurance.

Listed below are the states currently offering special enrollment periods and their corresponding enrollment deadlines.

California  –  June 30

Colorado – April 30 (previously April 3)

Connecticut – April 17 (previously April 2)

District of Columbia – June 15

Maryland – June 15 (previously April 15)

Massachusetts – May 25 (previously April 25)

Minnesota – April 21

Nevada – April 15

New York – May 15 (previously April 15)

Rhode Island – April 15

Vermont – April 17

Washington – May 8 (previously April 8)

Hays Compliance will continue to monitor the situation and will provide updates as they are made available.


Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal advice. As an insurance broker, we have no authority to make coverage decisions as that ability rests solely with the issuing carrier. Therefore, all claims should be submitted to the carrier for evaluation. The positions expressed herein are opinions only and are not to be construed as any form of guarantee or warranty. Finally, given the extremely dynamic and rapidly evolving COVID-19 situation, comments above do not take into account any applicable pending or future legislation introduced with the intent to override, alter or amend current policy language.


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