The third quarter of 2021 continues to bring challenges for many, but not all, insureds. Nuclear verdicts, social inflation, and distracted driving continue to drive automobile rates in the casualty marketplace. Increasingly, insurers are becoming extremely conservative in underwriting for cyber liability. Property renewals are still delivering increases; however, they are not at the intensity seen in previous years. The international casualty marketplace is essentially unchanged since the last quarter. Finally, the executive liability marketplace shows signs of stabilization.
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